FIRST TIME HOME BUYERS

Should you buy a home now or continue to rent? 

The following interview offers straightforward answers to 20 of the most important questions every First Time Home Buyer needs to know before purchasing a home.  Specific topics include:

• What are the benefits of owning a home versus renting?
  
• What's the difference between being pre-qualified and being pre-approved?
  
• How does one's credit score affect interest rates and monthly payments?
  
• Is it necessary to use a Real Estate Agent?
  
• What is APR, and how does it affect a mortgage?
  
• What types of insurance does a home buyer need to purchase?
  
• What are points, and should a First Time Home Buyer pay them?
  
• Are property taxes included in the monthly mortgage payment?
  
• What are FHA and VA loans?

Click here to listen to "Homebuying 101."